Commercial Fire Insurance

Key Coverages:

• Property Damage – Covers buildings, machinery, stock, and contents against fire, explosion, theft, vandalism, weather damage, and accidental damage.
• Business Interruption – Protects against lost income and additional expenses if your operations are disrupted due to an insured event.
• Theft & Burglary – Covers losses due to theft or attempted theft, including damage to premises.
• Cyclone and Natural Disaster Cover – Protection against cyclone, tsunami, earthquake, and other natural disasters.
• Loss of Rent – If your commercial property is rented and becomes uninhabitable due to an insured event, rental income loss is covered.
• Glass & Signage Cover – Covers the cost of replacing broken glass or signage due to accidental damage.
  
  

Who Needs Fire Insurance?

• Small businesses to large commercial businesses & corporations
• Factories, warehouses, and manufacturing plants
• Hotels, shopping centres, and retail chains
• Educational institutions, hospitals, and large service providers
• Businesses with multiple locations and high-value assets

How do I file a claim with Sun Insurance?

• Contacting any of Sun Insurance agency
• Visiting any of Sun Insurance Branches in Fiji
• Visiting Sun Insurance Website

What is an insurance excess and how does it work?

An excess is the amount of money the insured must pay out of their pocket when making a claim on their insurance policy.

• Contacting any of Sun Insurance agency
• Visiting any of Sun Insurance Branches in Fiji
• Visiting Sun Insurance Website

What is an insurance excess and how does it work?

An excess is the amount of money the insured must pay out of their pocket when making a claim on their insurance policy.