Motor Vehicles Insurance

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Motor Vehicles Insurance

Comprehensive coverage for your vehicle, ensuring peace of mind on Fiji's roads. Be it on the road, off-road, or inter-island transit, we’re here for your insurance needs.

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At SUN Insurance, we understand the importance of safeguarding your vehicle against unforeseen events. Our Motor Vehicle Comprehensive Insurance offers extensive protection, covering damages to your vehicle as well as third-party vehicles. This policy includes benefits such as Roll On Roll Off, completion of journey assistance, coverage for stolen keys, and protection against natural disasters. For those seeking more tailored options, we also provide limited coverage focusing solely on third-party damage or fire damage. With SUN Insurance, you can drive confidently, knowing you're backed by Fiji's only locally owned insurance company, dedicated to serving Fijians with fast, efficient service and a commitment to complete customer satisfaction.

CURU MAI – CLAIMS ASSIST - Instant approval for minor claims! Drive in with your claim and drive out with your repair order—quick, easy, and hassle-free.
Roll-On, Roll-Off Coverage - Your vehicle is protected while being loaded, transported, or offloaded from a vessel—ensuring seamless coverage under our policy terms.
No Fault, No Penalty - Had an accident? No worries! Your premium remains unchanged at renewal (excluding statutory charges) if you're not at fault.
Journey Completion & Emergency Accommodation - Stranded after an accident? We’ll help you complete your journey or cover your emergency stay.
One Event, One Excess - No multiple payments—just one excess per claim event, keeping things simple.
Brand-New Vehicle Replacement - Total loss in the first 12 months? We’ll replace your vehicle with a brand-new one.
Towing Costs Covered - We take care of your towing expenses after an incident.
Protection for Stolen or Duplicated Keys - Lost your keys to theft or duplication? We’ll cover replacement costs up to $500.
Unlimited Windscreen Cover - Drive with confidence—your windscreen is fully covered!
Free Death Benefit Cover - Financial protection for you and your loved ones in the event of an unfortunate passing (excluding suicide).

Third-Party Property Damage – Covered up to $1 million if your vehicle damages someone else’s property.
Natural Disaster Protection – Your vehicle stays protected during cyclones, floods, and other natural events.
5-Year Loyalty Reward – Stay with us for 5 years and enjoy a 50% reduction in excess & Third-Party Loss of Profit/Loss of Income.

Rental Vehicle Cover – If your car is undrivable due to an accident or theft, we’ll cover the cost of a rental vehicle.
Nil Excess Unlimited Windscreen Cover – Pay just $100 (plus VAT & levies) and say goodbye to windscreen excess payments.
Breach of Warranty Protection – Stay covered even if there’s an unintentional breach of policy conditions, provided you notify us immediately and report to authorities if required.

What types of Motor Vehicle Insurance does Sun Insurance offer?

Comprehensive Insurance Cover  

Does Sun Insurance provide discounts on motor vehicle insurance?

To some extend

How do I file a claim with Sun Insurance?

Contacting any of Sun Insurance agency
Visiting any of Sun Insurance Branches in Fiji
Visiting Sun Insurance Website

What is an insurance excess and how does it work?

An excess is the amount of money the insured must pay out of their pocket when making a claim on their insurance policy.

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Why choose Sun Insurance?

Sun Insurance is more than an insurance provider; we are a partner committed to helping you navigate life’s uncertainties with confidence. Let us show you the Sun difference today!